Services

Six solutions.
One broker.

We find the right product and the right acquirer for your business — at no cost to you.

01 — Card Terminals

The right terminal
for your setup

Countertop for the till. Portable for table-side service. SIM-enabled mobile for on-the-road businesses. We source from our full hardware range and match terminal to acquirer — 18 to 48 month rental, or outright purchase.

Contactless, chip & PIN, Apple Pay, Google Pay, Samsung Pay
18, 24, 36, or 48-month rental options
Next-business-day delivery once approved
4G SIM-enabled models available for mobile use
Get a terminal quote
Available hardware
Clover Flex
Mobile / EPOS
Clover Mini
Countertop EPOS
A920 Pro
Portable 4G
Castles Saturn
Portable
Ingenico
Countertop
WP DX8000
Worldpay
WP Desk 5000
Worldpay
SkyTab Solo/POS
Hospitality
02 — EPOS Systems

Payments plus
full business control

Clover's EPOS range turns a card machine into a full business management system. Stock control, staff management, sales reporting, tip handling, and an app marketplace — all on one device.

Clover Flex (mobile), Mini (compact countertop), Station Duo 2 (full till)
SkyTab Solo and SkyTab POS for hospitality workflows
Stock management, table plans, covers reporting
App marketplace: booking, loyalty, accounting integrations
Discuss EPOS requirements
Clover station duo 2
Screen14" merchant + customer display
PrinterBuilt-in receipt printer
PaymentsAll card types + NFC
ConnectivityWiFi + Ethernet
Contract term18–48 months
03 — IC++ Pricing

See every penny
of your cost

Interchange-plus pricing means you pay exactly what the card scheme (Visa/Mastercard) charges, plus a fixed acquirer margin. No blended rate that hides variation between card types. Available across multiple acquirers on our panel.

Full cost breakdown itemised on every monthly statement
Debit cards cost less than premium credit — you see and pay that difference
Typically saves merchants processing over £20K/month vs blended
Available across AIB, Elavon, Trust Payments, and Worldpay
Compare my current rates
IC++ example — Visa consumer debit
Interchange (Visa)0.20%
Scheme fee0.04%
Acquirer margin0.10%
You pay total0.34%
Typical blended rate0.70–1.0%
04 — Online Payments

Gateway & acquiring
for online businesses

From a simple checkout button to a full enterprise gateway — we introduce you to the right online solution. We have acquirers for standard eCommerce, high-risk categories, subscription billing, and cross-border merchants.

Shopify, WooCommerce, Magento, and custom API integration
3D Secure 2 (3DS2) fraud protection and liability shift
Multi-currency acceptance and cross-border settlement
Higher-risk MCC categories via emerchantpay
Recurring billing and subscription management
Discuss online payments
Best acquirer by use case
Standard UK eCommerceTrust Payments
High-risk / specialistemerchantpay
EU / multi-currencypayabl.
Enterprise scaleWorldpay
05 — Open Banking

Zero interchange
A2A payments

Account-to-account payments bypass the card schemes entirely — no interchange, no scheme fee. Pay-by-bank via QR code, payment link, or checkout integration. Instant settlement to your bank account. Ideal for high-volume businesses where card costs are a significant overhead.

Near-zero processing cost vs 0.7–1.5% typical card cost
QR code, payment link, and checkout integration options
Instant bank-to-bank settlement
Particularly suited to parking, utilities, councils, high-volume retail
Explore open banking
Cost comparison (illustrative)
Typical blended card rate0.70–1.50%
Open banking cost0.10–0.20%
Saving at £50K/month£250–£650/month
Saving at £200K/month£1,000–£2,600/month
06 — Business Funding

Funding that moves
with your revenue

A Merchant Cash Advance gives you a lump sum repaid as a small percentage of daily card takings. No fixed monthly payment. No fixed term. Quiet months cost you less automatically — making it one of the most flexible forms of business finance available.

£5,000 to £500,000 depending on card turnover
Repayment adjusts automatically with trading volume
Decisions typically within 24–48 hours
No fixed term — repaid when card turnover repays it
Use for fit-out, equipment, stock, marketing, or cash flow

Merchant Cash Advances are not regulated credit products. Terms set by the funding provider.

Check my eligibility
MCA repayment example
Advance amount£30,000
Repayment rate10% of daily takings
Good month (£40K)~£4,000 repaid
Quiet month (£15K)~£1,500 repaid

Not sure which service
you actually need?

Tell us about your business and we'll recommend the right solution — no obligation.